Florida Insurers Prepared for Hurricane Irma

9/6/17

As Floridians prepare for Hurricane Irma, the member companies of the Florida Property & Casualty Association (FPCA), an industry trade group comprised of Florida-based homeowners insurance companies, are also prepared to help customers in the aftermath of the storm.

Individuals across Florida should finish the proper preparations, as demonstrated by the American Red Cross: http://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/hurricane#Before

“Our member companies’ adjusters will be available after the storm to help make disaster victims whole again,” said William Stander, FPCA Executive Director. “Florida homeowners can rest assured that our member companies are here and ready to help.”

If you are in an area that may be affected by Hurricane Irma, write down your insurance company’s name, policy number and claims hotline now. Claims hotlines for FPCA member companies can be found below:

  • American Traditions Insurance Company: 866-270-8430
  • Capitol Preferred Insurance Company: 888-388-2742
  • Edison Insurance Company: 888-683-7971
  • Federated National Insurance Company: 800-293-2532
  • Florida Peninsula Insurance Company: 866-549-9672
  • Frontline Insurance: 866-673-0623
  • Homeowners Choice Property & Casualty Insurance Company: 866-324-3138
  • Modern USA Insurance Company: 866-270-8430
  • People’s Trust Insurance Company: 877-333-1230
  • SafePoint Insurance Company: 855-252-4615
  • Southern Fidelity Insurance Company: 866-874-7342
  • Southern Oak Insurance Company: 877-900-2280
  • St. Johns Insurance Company: 877-748-2059
  • Universal North America: 866-999-0898


Once the storm passes, first make sure you and your family are safe. Then, do what you can to survey property damage and secure your home to protect your family and belongings from further risk or damage. Once your property is secured and your family is taken care of, the FPCA recommends that you immediately contact your insurance company to open a claim and arrange for an adjuster to inspect and document any damage. In some cases, the adjuster can also help bring in the contractors and materials necessary to make repairs.

Policyholders should call their agent, or insurance company’s claims hotline, prior to signing any repair contract, and be wary of giving away their policy benefits and proceeds to a third party vendor.

FPCA representatives are working directly with the state’s Insurance Commissioner as well as Florida’s CFO to stay informed on Hurricane Irma developments and will collaborate with these offices on the best plan for recovery. Florida’s Office of Insurance Regulation requires insurers in this state to have enough capital and reinsurance to pay even catastrophic hurricane losses.

About the Florida Property & Casualty Association

The FPCA was established in 1997 to represent Florida-based home insurers to foster and promote a healthy and competitive Florida insurance market. Through its lobbying and communications teams, the FPCA works to educate Florida lawmakers, regulators and homeowners on issues and policies that affect property and casualty insurance. The organization is recognized as a source for timely information on insurance legislation and regulation, as well. www.fpcaonline.org

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